For Australian households

Stop paying for subscriptions you forgot about.

Lyken tracks every bill, subscription and renewal for your whole household. It surfaces what you've stopped using and warns you before prices quietly creep up. See what's due, what's leaking, and what's actually left over.

No bank connection needed Private to your household

app.lyken.com
Lyken household finance dashboard showing cash flow, upcoming bills and financial position.

Find what you're leaking

Forgotten subscriptions and stale bills, surfaced with what they cost you a year, so you can decide what stays.

Catch price creep

Insurance and contracts quietly rise at renewal. Lyken warns you beforehand, with the price history to argue from.

Always know what's left

Income minus outgoings on the cycle you're actually paid on, not a calendar month that matches nobody's payslip.

Everything the household CFO needs

One app for the money coming in, the money going out, what you owe, what you own, and what you're saving for.

Every commitment, tracked

Bills, subscriptions and insurance in one place, with due dates, owners and the account each is paid from.

Cash flow, any pay cycle

See income vs outgoings weekly, fortnightly or monthly, with your net position and savings rate.

Real net worth

Mortgage, car loan, super and savings against everything you owe, in one running total.

Goals that plan themselves

Set a target and date; Lyken builds a month-by-month schedule and tracks every contribution.

Renewal radar

Track insurance and contract renewals and catch premium creep before it quietly costs you.

Plug the leaks

Surface forgotten subscriptions and stale commitments draining the household budget.

Never miss a due date

A daily email digest of what's overdue, due soon, and renewing across the household.

Continuity plan built in

Every account, policy and what-to-do-if-this-lapses, kept current. The household keeps running, whatever happens.

The differentiator

A continuity plan no other app has

Lyken keeps a complete, always-current handover: every account, policy number, renewal and what to do if something lapses. A trusted person can keep the household's finances running even when the person who normally does can't. Print it or share it in a click.

Up and running in minutes

No spreadsheets, no bank logins. Just a clear picture of your household money.

1

Add your money

Enter your commitments, income, debts and assets, or invite your partner to help. It takes minutes.

2

See the whole picture

One dashboard shows what's due, what's left over, your net worth and how your goals are tracking.

3

Plan and stay ahead

Reminders, renewal alerts and goal schedules keep the household on track without the mental load.

Simple, honest pricing

Free includes the whole household — sharing, roles and import. Upgrade when you want it to run in the background.

Free

The whole household, on one calendar.

$0 forever
  • Track unlimited bills, subscriptions & loans
  • Financial calendar & agenda
  • Weekly email digest of what's due
  • Invite your partner & family (roles)
  • Import from CSV & Excel
  • Cash flow: income vs outgoings
  • Net worth: assets & debts
  • Savings goals & schedules
  • Renewal radar & leak view

Premium

Let it run in the background, so nothing gets missed.

$6.58/monthbilled $79/year
  • Everything in Free, plus:
  • Daily email reminders & renewal alerts
  • Overdue escalation & weekly leak checks
  • AI goal planner — works through the numbers with you
  • Goal nudges when a savings goal falls behind
  • Continuity plan — printable handover
  • Priority support

Prices in AUD. Cancel anytime. Lyken shows you your own figures — it is general information, not personal financial advice, and it does not recommend financial products.

Your money is your business

Every household's data is isolated with server-side security. No other household can read or change it, and you decide who in your family gets access and at what level. Nothing is connected to your bank.

Questions, answered

Is my financial data private?

Yes. Each household's data is isolated with server-side row-level security. Other households can't see or touch it. Members you invite see only your household.

Do I need to connect my bank?

No. Lyken works from what you enter, so nothing is linked to your bank accounts. You stay in control of what's tracked.

Is this financial advice?

No. Lyken gives you a clear picture and general guidance to make your own decisions. The AI coach is explicitly general information, not personal financial advice.

Can the whole household use it?

Yes. Invite your partner or family with roles that run from full co-owner access to read-only for dependants, plus a shared continuity plan so the finances keep running, whatever happens.

Take control of the household finances

Join Lyken and see bills, cash flow, net worth and goals in one calm, clear place.